Credit Risk & Modelling Consultant

As a Consultant in Credit Risk & Modelling at NICE Info Vietnam, you'll play a key role in delivering high-quality consulting services to our clients in the Banking and Finance industry. You'll be responsible for contributing to projects, developing and implementing credit risk models, and building strong client relationships. This role requires a blend of deep analytical expertise and robust technical skills to effectively address client needs and drive successful outcomes.

Key Responsibilities:

• Develop, validate, and deploy credit rating models (e.g., A-B-C Scorecards, Internal Rating Models), business strategy and other statistical and machine learning models for credit risk management and business decision-making.

• Actively contribute to consulting projects, ensuring adherence to quality standards, project timelines, and client satisfaction.

• Participate in or lead strategic consulting projects related to optimizing credit origination and approval processes, designing and refining credit approval strategies, establishing credit limits, and implementing credit risk management best practices.

• Prepare and deliver compelling presentations, proposals, reports, and other materials for client engagements.

• Cultivate and maintain strong relationships with clients, proactively understand their business challenges and provide solutions that exceed expectations.

• Collaborate with Business Development Managers to support client management activities, including identifying new opportunities and contributing to proposals.

• Education: University degree in Banking and Finance, Statistics, Financial Mathematics, Risk Management, Economics, Information Technology, or a related Business discipline (Good/Distinction)

• Professional Qualifications: Possession of professional certifications such as FRM or CFA is a significant advantage.

• Industry Experience:

Over 5 years of credit risk modelling experience in a Consulting Firm or Banking & Finance environment. Experience in building/maintaining risk data-mart and digitalizing risk is highly valued.

• Credit Risk Expertise: Demonstrate experience and a strong understanding of credit risk principles, internal processes, policies, regulations, and industry best practices within banks and financial institutions.

• Technical Skills: Strong coding and reasoning skills, especially in terms of SQL (Oracle/Server), SAS/R is a plus (SQL skills shall be tested).

• Language Proficiency: Fluency in English, both written and verbal.