Credit Card Policy Supervisor

Mức lương: Thỏa thuận
Địa điểm: Hồ Chí Minh
Kinh nghiệm: 2 - 3 năm
Bằng cấp: Cao Đẳng trở lên

Hạn nộp hồ sơ: 17/09/2026 (Còn 29 ngày)

Công Ty Tài Chính Trách Nhiệm Hữu Hạn Một Thành Viên Mirae Asset (Việt Nam)

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Thông tin
Việc làm

Thời gian làm việc:

Từ Thứ 2 đến Thứ 6 (08:00 - 17:30)

Địa điểm làm việc:

Hồ Chí Minh

Lầu 5, Saigon Royal, 91 Pasteur, Phường Bến Nghé, Quận 1, Hồ Chí Minh

(Trước sáp nhập: Quận 1, Hồ Chí Minh | Sau sáp nhập: Sài Gòn, Hồ Chí Minh)

CV CỦA BẠN CÓ PHÙ HỢP VỚI VIỆC LÀM NÀY?

Chi Tiết Công Việc

Mô tả công việc:

Credit Card Product Policy
Own and continuously improve credit card product policies across the customer lifecycle.
Define and optimize policies covering:
- Customer eligibility and segmentation.
- Credit application and underwriting.
- Credit scoring and decision rules.
- Credit limits and limit assignment.
- Line increase/decrease policies.
Credit Risk Management
Monitor and manage credit risk across the credit card portfolio.
Establish appropriate risk thresholds, approval strategies, and portfolio controls.
Product & Portfolio Optimization
Develop strategies to improve customer acquisition while maintaining acceptable risk.
Conduct portfolio segmentation and develop differentiated strategies for different customer groups.
Provide regular portfolio performance reviews and recommendations for credit limit management and risk mitigation during customer lifecycle.
Cross-functional work
Partner closely with Credit Risk to ensure alignment between product strategy and risk appetite.
Work with Data/Analytics teams to develop actionable portfolio insights.
Collaborate with Operations, Collections, Compliance, Legal, and IT to implement product and policy changes.
Lead cross-functional projects from policy design through implementation and post-launch monitoring.

Yêu cầu công việc:

02 - 05 years of relevant experience in credit cards, consumer lending, retail banking, fintech lending, or related financial services.
Have experience of managing credit policies.
Experience managing or optimizing a consumer credit portfolio is highly preferred.
Experience working with credit bureau data, credit scoring, decision engines, or risk models is a strong advantage.

Kỹ năng:

Thẩm Định Tín Dụng , Thẩm Định Rủi Ro , Quản Lý Tín Dụng , Phân Tích Rủi Ro Tín Dụng

Quyền lợi được hưởng:

MiraeAsset Finance Viet Nam aims to build a "Professional - Friendly - Effective" working environment. Our strategic objective is to provide a working place with attractive package, growth opportunity, and sustainable development.

Attractive packages with 13th salary year-end bonus and a week trip to Korea in order to recognize all your good performance and effort at MAFC.
15 days annual leave
Annual health check, company events.
Annual healthcare insurance package from senior level and above.
Young and proactive environment; no barriers, no limitation for new idea.
Flexible internal career opportunity.

Ngành nghề:

Ngân Hàng, Tài Chính Doanh Nghiệp, Quản Trị Rủi Ro Tài Chính

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