Credit Analyst

1. Data Analysis & Reporting:

● Collect, process, and analyze financial data to assess the creditworthiness of SMEs.

● Develop detailed reports and dashboards to provide actionable insights to internal stakeholders.

● Analyze Portfolio data and create reports/ Dashboard to continuously monitor and improve portfolio quality.

2. Propose Credit Decisions:

● Collaborate with Credit Officers to evaluate customer credit applications and determine appropriate credit limits.

● Propose your Credit Decision with its reasonings based on your analyst and Reporting

● Identify trends, risks, and opportunities in financial data to improve decision-making.

3. Compliance & Standards:

● Ensure all processes align with industry standards and regulatory requirements.

● Maintain confidentiality and integrity in handling sensitive financial data.

● 2-3 years of relevant experience in financial analysis, business analytics, or credit risk management.

● Preferably with experience at Big4 firms (KPMG, PwC, Deloitte, EY).

● Proficiency in data analysis tools such as Excel, SQL, Power BI, or Python.

● Strong understanding of financial statements and credit evaluation processes.

● Excellent analytical and problem-solving skills.

● Strong communication and presentation abilities to convey complex data insights clearly.

● Ability to work independently and collaboratively within a team